The following is a partial list of programs offered by First Capital with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 310-458-0010.
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Jumbo/Super Jumbo Loans
Offers 30 and 15 year fixed rate mortgage and competitive ARM products for loans up to $10 million dollars.
Purchase and Refinance available.
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Conforming
Traditional loan programs provided through Fannie Mae and Freddi Mac. Complete loan documentation and good credit are necessary.
Purchase and Refinance available.
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Second Home
We have a broad array of loan products to help you purchase or refinance your second home property
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Investment Property (1-4 family)
Products available for the seasoned investor or those who own one or two non-owner occupied properties.
Purchase or Refinance available.
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First Time Homebuyer
Let our experienced team help guide you through the home buying process customizing products that meet your needs, explained in easy to understand terms.
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FHA Mortgage
Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down payment – and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.
Purchase and Refinance Available.
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VA Mortgages
Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person.
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