I have been with First Capital since 2005. I enjoy being a part of my client’s experience buying a home or refinancing and providing as much information to them as possible so they can make educated decisions.
Whether it is conventional, jumbo, FHA, construction or land acquisition, I am happy to review your needs and provide you with all the information you will need to make the best choices.
Below are a few examples of emails I have received from past clients as references to my work:
“I had no previous experience using a mortgage broker to obtain a loan; so I do not know whether they are common in all states. However, now that I have purchased a condo in LA, I can appreciate the benefits of using an experienced, dedicated, and ethical professional such as Daniel to obtain a mortgage loan.
At the start of the process, Daniel helped smooth the way by getting pre-approval. He guided us through the process, explaining the documents needed; and he was always ready to answer our questions about the forms. Later, when we found a condo we liked, Daniel worked very hard to get a loan at the best possible rate. I felt fortunate to have someone like Daniel to look out for my interests in this respect.
Throughout this period, Daniel worked closely with my mother & me, with Mike, and with the escrow company to make sure that we received the loan-related documents, that we understood what we needed to do, that the documents were filled out properly, and that any questions were answered. (By the way, both Mike and Daniel are excellent communicators. They convey information clearly, succinctly, and accurately—and they stay in touch.)
I won’t bore you with details, but without the good advice, encouragement, and strenuous efforts of both Mike & Daniel, I doubt that I would now have this lovely condo.”
- First Time Home Buyer (Closed Escrow November 2009)
“…During escrow Daniel was always available to us whenever we needed him. He answered all questions at all hours no matter how frequent. We felt that he truly was on our side and looking out for our best interest. He is honest and hard working perhaps rare qualities in mortgage officers in the last several years. We highly recommend him under any circumstances….”
-First Time Home Buyer (Closed Escrow May 2009)
Buying or refinancing a home can be a stressful process. I am here to make the process smooth and as stress free as possible. Working with me you can expect constant updates on the progress of your loan and you will be provided with all the information you could possibly need to fully understand every detail. The pre-qualification process can be completed on the phone in less then 10 minutes; I look forward to speaking with you and exceeding your expectations.
- Daniel Gat
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Email: dgat@firstcapitalmtg.com
Phone: 310-434-1722 Fax: 310-451-6430 Cell Phone: 310-363-5800
Contact Information: 1401 Ocean Avenue, Suite 210
Santa Monica California 90401
http://www.firstcapitalmtg.com/dgat
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